You will be given a named & dedicated expert who will understand your situation, explaining everything and avoiding any jargon.
Your expert will use our whole of market systems to scan the deals available, obtaining the best mortgage for you based on your circumstances.
Being independent advisers, we make sure you get the best deal from across the market (including the major banks).
What Our Clients Say!
At Financial Fortress, we have years of experience helping clients purchase their homes. We’re constantly searching the market to get you the very best rates and obtain the best mortgage deal for you.
Your named and dedicated Mortgage Adviser will get to know you first before completing research and making recommendations, all backed up in writing!
If we cannot get you a great mortgage deal – there will never be any charge! This is our promise, no strings or catches! Claim your FREE and no obligation review. Get in touch today!
We can research thousands of deals, including:
The Mortgage Experts
Why you shouldn’t go to your bank
Looking to buy a first home, moving house, simply re-mortgaging or considering a buy-to-let? Then first rule of getting a mortgage is DONT USE YOUR BANK! Why?
Different banks have what we call different “lending criteria” and every bank will have up to 100 different mortgage deals. For example if you have 10% deposit and want to borrow over 25 years, the best deal may be X%, whereas a 25% deposit lender with a different term may get Z% deal. Given each bank has hundreds of “deals” and there are lots of banks – it is no surprise most clients tend to go to their own banks who they bank with.
Problem is, your bank will only sell their own products!! Whereas we sell EVERYONE’S!
Being INDEPENDENT brokers means we have access to the ENTIRE market (including the banks) to make sure that you get the very best deal based on your circumstances. Basically, we are the experts who shop around for you! GET IN TOUCH TODAY AND SEE HOW MUCH YOU CAN SAVE!
If you’re self-employed, we can still help?
If you have 2 years worth of full years accounts, you are in a position with most lenders subject to individual criteria. It is sometimes possible to obtain a mortgage using either just the latest year only or just one full year but this will usually result in higher interest rates and higher monthly payments. Your named INDEPENDENT expert knows what lender are specialists in this area and if its possible to help, we will!
How does a mortgage work?
A mortgage is a type of loan provided by a lender (like a bank for example) to an applicant to help them complete the purchase of a property. The main difference being that with a mortgage rather than a bank loan, there is a “legal charge” created on the property, meaning that should the applicant miss any payments on the mortgage, they are at risk of having their house repossessed by the lender. The lender therefore has “security” of the property and so is sometimes called a “secured loan”.
There are 2 main types of mortgage, arranged on either a repayment or interest only basis (more on this later). Your dedicated expert will explain the most suitable mortgage for you, finding the best solution for your needs!
Why use a mortgage adviser?
Simply put, a great INDEPENDENT broker will work with all lenders, know each lenders individual criteria and be able to advise on the very best /cheapest deal that is available. We will get to know you personally and only ever recommend mortgages that you definitely qualify for.
Remember multiple mortgage applications WILL damage your credit file! We can also obtain exclusive rates not available to the public direct and take you through the entire application process as seamlessly as possible. Your adviser will deal with other experts such as conveyancers/solicitors/estate agents and accountants meaning your mortgage is arranged as quickly and painlessly as possible. We will save you money and take away all the stress and hassle from the process.