Pension Transfer Specialists
A pension transfer or pension switch can be complicated and will not be right for everyone. Caution is vital!
Taking expert transfer advice is key to ensure that you don’t inadvertently get ripped off or make an error like giving up irreplaceable benefits. You may already have a good enough pension!
Are you thinking about transferring your pension?
If you have multiple Defined Contribution (DC) pensions (aka money purchase pensions), you may simply want to combine them for ease of understanding and simplicity. You may need more flexibility and your existing policies (especially older ones) may not allow you to make withdrawals in a flexible way for example. Being Pension Transfer Specialists, covering the entire UK, we can help you navigate this complicated area and modernise your retirement plans!
Before transferring your pensions, such as workplace or personal pension plans to another provider, your dedicated expert will help you understand:
- Charges you may incur transferring
- Any unique benefits/guarantees/enhanced tax-free cash you could lose
- What the transfer value is of your pot
- Risks involved as the value of your investment can go down as well as up
We will fully investigate all your existing pensions and after we have got to know you, make clear recommendations making sure you fully understand all the pro’s and con’s (no cost or obligation) before making any decisions!
Why might I transfer my pension?
- Consolidate & combine multiple pension pots into one, making them easier to manage and understand
- Reduce fees and charges
- Increase flexibility of pension options your current provider cannot offer
- Allow immediate access and withdrawals (unlock tax-free cash for example)
- Receive more income from your pension
- Better fund choice and ultimately, better performance
- Ensure any risks taken are appropriate and understood
Remember we are completely INDEPENDENT and work with all pension providers in the UK. To name a few, if you have existing pensions with Aviva, Prudential, Royal London, Fidelity, Phoenix Life, Aegon, Standard Life, Scottish Widows, Legal & General, Hargreaves Lansdown or Zurich (and everyone else!) book your free pension review today!
Take control of your planning today, the sooner you do it – the more successful your retirement will be!
Beware of Scams
Transfer scams are on the rise so before jumping in, be scam savvy and take a read of the “FCA scamsmart” page to avoid being a victim. Be Scamsmart!
Always check your adviser if FCA approved, use the FCA’s register here: https://www.fca.org.uk/firms/financial-services-register
What you get with Financial Fortress
Authorised and Regulated by the Financial Conduct Authority.
No cost or obligation initial review meeting.
A named and dedicated expert for all things financial!
“Financial Fortress made sure that during the process of my pension transfer, all the time I needed to digest and fully understand everything was the priority. This speaks volumes to the professionalism of these guys. Communication was brilliant. Kept informed on a regular basis of which step the process was at. Does not get much better than this for service. Thanks guys!”